> ## Documentation Index
> Fetch the complete documentation index at: https://docs.guile.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Provider Not Setup

> The payment provider has not been properly configured

## Cause

The business has not finished payment-provider setup and verification. Guile will
not create contactless payments, connection tokens, or payouts until that setup
is complete.

## Fix

Finish payment-provider onboarding for the business, then retry the failed call, for example
[create a terminal connection token](/api-reference/payments/create-a-terminal-connection-token)
or
[create an instant payout](/api-reference/payouts/create-an-instant-payout-for-the-given-business).

## Retry safety

Not retryable

## Raised by

These operations can return this problem:

* [Create a contactless payment](/api-reference/payments/create-a-contactless-payment)
* [Get business payment processor balance](/api-reference/businesses/get-business-payment-processor-balance)
* [List a cursor page of payouts for the given business](/api-reference/payouts/list-a-cursor-page-of-payouts-for-the-given-business)
* [List payouts for the given business](/api-reference/payouts/list-payouts-for-the-given-business)
* [Capture a contactless payment](/api-reference/payments/capture-a-contactless-payment)
* [Create a terminal connection token](/api-reference/payments/create-a-terminal-connection-token)

## Example

```json theme={null}
{
 "type": "https://docs.guile.app/problems/paymentProviderNotSetup",
 "title": "Payment Provider Not Setup",
 "status": 422,
 "detail": "The business has not finished payment-provider setup and verification. Guile will not create contactless payments, connection tokens, or payouts until that setup is complete."
}
```