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Cause

Guile returns this problem when the payment provider declines the saved card selected for an appointment payment retry. The appointment remains unpaid and its payment activity records the failure.

Fix

Choose another saved card or update the customer’s payment methods, then retry with a new idempotency key.

Retry safety

Safe to retry with a new idempotency key after choosing another saved card. Repeating the same request with the same key returns the original decline.

Raised by

Example